Mohammad Sadegh Panadgoo - Lead Software Engineer

About

Lead Software Engineer with 11+ years in fintech. Native iOS (Swift, SwiftUI), TypeScript, Next.js, and event-driven NestJS/NATS backends. Currently leading Iva (neobank) and Pulse (merchant iOS) at Sadad Electronic Payment.

Featured

Pulse Merchant App

Native iOS app for Bank Melli merchants on the Sadad PSP network. Merchants inspect transaction details and statistics through daily and weekly dashboards, charts by amount and volume, and in-app support: tickets, receipt-roll requests, and discrepancy reports.

SwiftiOSFintechReporting

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Iva Neobank Platform

Led the architecture of Sadad's new Iva neobank platform. Throughput went from about 3 TPS to 200+ TPS with no lag, and transaction volume rose 3-5x after launch.

ArchitectureEvent-DrivenNATSNestJSSystem Design

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Mellat Bank Wallet

As a key architect, I designed and built the core microservices for a new banking wallet, including the high-throughput transaction engine, partner APIs, and payment gateway for partners like Irancell.

ArchitectureMicroservicesNestJSFintechNode.js

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Mellat Mobile Bank

Engineered the flagship native mobile banking app for one of Iran's largest banks. I architected a secure and performant solution designed to reliably serve over 3 million users.

SwiftSecurityFintechScaleiOS

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Sibbank App Store

Architected and led the development of a full-stack application ecosystem, including the primary native iOS app (Swift), its supporting backend (Nest.js), and the web admin portal.

SwiftNest.jsNext.jsFull-StackiOS

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Sekkeh App Modernization

I led the complete technical overhaul of a major payment app. By strategically refactoring the codebase to a modern MVVM architecture, we cut startup time by 50% and boosted system maintainability.

SwiftRefactoringPerformanceArchitecture

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Experience

Principal Software Engineer

Sadad Electronic Payment

Jun 2024 – Present

Tehran, Iran

Lead a cross-functional team of 18 (7 .NET, 3 frontend, 5 Android, plus Scrum Master, tester, and DevOps).
Shipped the new Iva payment/neobank platform; raised throughput from ~3 TPS to 200+ TPS with no lag, and grew transaction volume 3-5x versus the previous Iva.
Lead Pulse (iOS/Swift) for Bank Melli merchants: transaction history, dashboards, and in-app support (tickets, receipt rolls, discrepancies).
Introduced Playwright end-to-end tests for the Iva Next.js frontend.

Senior Software Engineer

Sibbank

Mar 2024 – Jun 2024

Tehran, Iran

Shipped native iOS (SwiftUI, MVVM) plus Next.js UI and Nest.js APIs for the flagship product.

Senior Software Engineer

Behpardakht Mellat

Feb 2019 – Mar 2024

Tehran, Iran

Modernized a production payment app from MVC to MVVM; cut startup time ~50% and reduced third-party surface area.
Built high-throughput wallet services (transactions, partners, payment gateway) used with partners such as Irancell.

iOS Developer

Behsazan Mellat

Apr 2015 – Feb 2019

Tehran, Iran

Built v1 of Mellat Mobile Bank (iOS), later serving 3M+ users, with security-focused client work.

Education

Master's Degree, Computer Software Engineering

Azad University, Central Tehran Branch

2013 – 2018

Bachelor's Degree, Computer Software Engineering

Azad University of Shahr-e-Qods

2008 – 2012

Skills

Backend Development

Frameworks & Runtimes

NestJSNest.jsFastifyExpress.jsNode.js

Databases & Caching

PostgreSQLMongoDBRedisT-SQL

Messaging & Event Streaming

NATS (JetStream)Event-Driven Architecture

Frontend Development

Frameworks & Libraries

Next.jsReact

Languages & Core Web

TypeScriptJavaScript (ES6+)HTML5CSS3

Styling & UI

Tailwind CSSSCSS/SASSshadcn/ui

Native iOS Development

Languages

SwiftObjective-C

Frameworks & UI

SwiftUIUIKitXCTest

Architecture

MVVMClean Architecture

Testing

End-to-End

Playwrightend-to-end testing

Unit & Integration

JestXCTestunit testing

Architecture & DevOps

System Design

MicroservicesSOLID Principles

Tools & Containerization

DockerGit

CI/CD

GitHub ActionsiOS CI/CD

Languages

Persian

Native

Mother Tongue

English

Professional Proficiency

IELTS General Training: 6.0 (Each Skill)

German

Intermediate

Completed B1 Level